Fees & Charges
| Type of Charge | Charges |
|---|---|
| Processing Fees | 1.25% Onwards (plus applicable taxes and other bona fide levies, if any) |
| Interest rate (per annum) | 11% onwards |
| Dishonor Charges | INR 750 (non-Home Loans) per bounce (plus applicable taxes and other bona fide levies, if any) and Nil on Representation of Mandate |
| Technical /Valuation and Legal Opinion Charges, SRO Search Charges, ROC Search Charges, Non-Encumbrance Certificate from SRO charges | INR 2500 (plus applicable taxes and other bona fide levies, if any) |
| Transaction Handling Fee (In Resale / BT) | INR 1500 (plus applicable taxes and other bona fide levies, if any) |
| Repayment Mode/ Account Swap charges | INR 500 (plus applicable taxes and other bona fide levies, if any) |
| Retrieval charges for Copies of loan /property document | For Hard copies with physical attestation, INR 750 (plus applicable taxes and other bona fide levies, if any) For Emailing of Soft Copy by Customer Service Teams : NIL |
| Charges for Physical Statement Of Account / Amortization Schedule | For Hard copies, INR 200 per request (plus applicable taxes and other bona fide levies, if any). For Emailing of Soft Copy by Customer Service Teams : NIL |
| Registration Charges for Borrowers’ NACH Mandate (loan repayment) | NIL |
| Interest Certificate | NIL |
| Charges for Certified True Copies of Title Deeds from SRO, if applicable | As per actual, subjected to state laws - to be borne by borrower |
| Stamping charges of loan Agreement | As per actual, subjected to state laws - to be procured by borrower directly. |
| Stamping charges of other legal documents like Indemnity Bond, Legal Undertakings,Legal Affidavits, Personal Guarantee Bond, Power of Attorney for NRI Home Loans etc. | As per Actual, subject to state laws-to be procured by borrower directly |
| Original property documents retrieval for specific activity like production at SRO or Development Authority (on borrower request) | INR 5000 (plus applicable taxes and other bona fide levies, if any) |
| Data Admin Fee | INR 650 (plus applicable taxes and other bona fide levies, if any) |
| Charges for holding property documents post 30 days from the loan closure | INR 1000 per day (plus applicable taxes and other bona fide levies, if any) |
| Penal charges |
|
| Charges for Reissuance of pay order/disbursement cheque revalidation | INR 500 (plus applicable taxes and other bona fide levies, if any) |
| Foreclosure statement Charges | INR 500 (plus applicable taxes and other bona fide levies, if any) (Nil if requested once in quarter) |
| List of Documents | INR 1000 (plus applicable taxes and other bona fide levies, if any) (Nil if requested within initial 6 months of 1st disbursement) |
| Compliant handling charges | NIL |
| ROI switch fee LAP | As per Standard Switch Grid as available on request (plus applicable taxes and other bona fide levies, if any) |
Disclaimer: All applicable fees & charges along with the associated taxes shall levy and other bona fide levies (if any), which in case payable, are to be paid in addition to the applicable fees/charges.
| Type of Charge | Charges |
|---|---|
| Processing Fees | 3% onwards (plus applicable taxes and other bona fide levies, if any) |
| Loan foreclosure/pre-payment charges | >6 months: 5% |
| Interest rate (per annum) | 10.00% onwards |
| Dishonor Charges |
|
| Penal charges | 3% per month of the outstanding EMI (plus applicable taxes and other bona fide levies, if any) |
| Stamp duty charges for loan documentation | As per actual, subjected to state laws - to be procured by borrower directly. |
| Duplicate NOC | INR 500 (plus applicable taxes and other bona fide levies, if any) per request |
| Repayment Mode/ Account Swap charges | INR 500 (plus applicable taxes and other bona fide levies, if any) per request |
| Charges for statement of account / amortization schedule | For Hard copies, INR 500 (plus applicable taxes and other bona fide levies, if any)per request. For Emailing of Soft Copy by Customer Service Teams : NIL |
Disclaimer: All applicable fees & charges along with the associated taxes shall levy and other bona fide levies (if any), which in case payable, are to be paid in addition to the applicable fees/charges.