Live your dreams now

Personal Loans

If you can dream it, it is just as likely that you can do it. At Dhani, we make helping people realise their dreams our foremost priority. Each dream is as important as the other. You should not have to worry about financial feasibility, when you can rather spend your time planning what it is you can do once you have the means!

Dhani, a first of its kind application by Dhani Loans and Services Limited (Formerly Known as Indiabulls Consumer Finance Limited), has been designed to make your personal financing needs easier than it ever was before. The experience of getting your personal loan and two-wheeler loan is now a breeze!

your personal loan application, sanction and subsequent disbursal is almost instantaneous. All you need is an Pan Card and address proof. Now with a quick hassle-free process, your personal loan will be disbursed directly to your bank account, instantly.

With Dhani, that vacation you wanted really bad; the little extra expense you had for your wedding; the course you really wanted to pursue; the little boost to your finances to help scale your business; whatever your need is, financing it is now is the least of your worries!

Key Features

Completely Online Process

Tenure ranging from 3 months to 24 months

Loan from Rs. 1,000 to Rs. 15 Lakhs

Interest rates starting @ 13.99% p.a

Money in your bank instantly

Loan Offerings

Two Wheeler Loans

Used car Loans

Wedding Loans

Travel Loans

Medical Loans

Have Questions?
When can I avail a Personal Loan?
You can avail a personal loan whenever there is a financial crunch. It can be a medical emergency, when you want to buy a car, an upcoming wedding, going for higher studies etc.
What are the different types of documents required for a Personal Loan?
One needs to have their personal details, pan card, address proof and bank credentials handy. There is not physical requirements of documents and can be uploaded or linked in a hassle-free process.
Does my information remain secure?
Yes, the information you feed remains safe. We have a secure system in place which keeps all your data away from any harm. We do not share your data with any third party.
Where can I apply for Personal loan?
You can download the Dhani personal loan application from Google Play Store or Apple Store.
What is a personal loan EMI Calculator?
A personal loan EMI calculator is an online tool which gives you an approximate amount of your monthly EMIs.
When will I get the amount disbursed into my account?
Dhani is created to provide personal loan disbursement directly into one's bank account in a matter of minutes.
What are the different tenure options?
The tenure options range from 3 months to 24 months.
Are there any prepayment charges?
If you wish to repay your loan before the tenure, that is known as prepayment. Many banks and lenders charge a prepayment fee. Dhani does not charge you any prepayment fee for loans below Rs. 20,000.
How can I be eligible to avail a Personal Loan?
To apply for an instant personal loan online you need to meet certain eligibility criteria. You need to be a salaried professional or a self-employed entrepreneur.
Is there a minimum and maximum loan amount?
Dhani offers personal loans ranging from Rs. 1000 to Rs. 15 Lakhs. This wide range gives you a chance to avail a loan suiting your needs.